Choosing A Better Loan

  • Considering Downsizing For Retirement? 3 Reasons To Refinance Instead

    18 July 2023

    As they approach retirement, many Americans consider downsizing their home in order to reduce monthly expenses. While this is a great strategy for some, it's also not the only choice. Should you forgo moving and instead refinance your mortgage? Here are three reasons why this could be a better move in the long run.  1. Access the Cash in the Home Many retirees have a large portion of their net worth locked up in a piece of real estate.