4 December 2015
If you have a loved one living in South America, there may come a time when you need to provide them with financial assistance. Sending money abroad can be costly, but there are some affordable solutions available to you. Here are three affordable ways to get your loved ones in South America the money they need in the future. 1. Wire Transfers When you need a quick and effective way to send money to your loved ones in South America, a wire transfer could be a viable option.
18 November 2015
Health insurance coverage is a huge concern for many Americans, especially with the recent changes with the Affordable Care Act. If you are looking to cut healthcare expenses and build up your savings, the following tips will help you spend less and invest more. Compare When you are choosing a healthcare plan for yourself and your family, you have a lot of options. Your employer likely offers at least one plan, and possibly may give you a few plans to choose from.
30 October 2015
When you are shopping for an automobile, there are a number of things that you will need to keep in mind so that your application is approved by car dealers. These companies have access to credit reports for auto dealers, which gives them the opportunity to comb through your overall history. With this in mind, take advantage of the tips laid out in this guide, so that you are able to make your credit look as positive as possible, as you seek financing through a dealership.
16 October 2015
Emergency situations can often cause there to be more month than money. The time between paychecks can seem never-ending when situations arise that demand immediate funds and attention. When money is short, there are several ways to get cash fast without resorting to payday loans or money borrowed from friends and family. Cash for Gift Cards Everyone seems to have unused gift cards laying around the house or hidden in the back of their wallet.
8 October 2015
If you're suffering from debt and its headaches, it can be overwhelming. Often, a person doesn't know how he or she got into this mess nor how to get out of it. It can seem like there are no good answers and certainly no easy or cheap ones. But don't despair -- you can get rid of your debt problem for good, and you can do it on your own. Here are 5 steps to dig yourself out of the debt hole.
6 October 2015
Management accounting is used to improve the way a business flows, and it relies heavily on the financial information of the company. Management accountants use financial statements to calculate ratios, and the ratios are analyzed to find areas that need improvement. One area commonly investigated in businesses is accounts receivable. Here are two things to understand about accounts receivable (AR) and how to improve it to help your company operate more efficiently.
1 October 2015
Starting a business or starting over in business is never easy. You are always worried how you will manage to pay for all of the equipment you need. If you finance, you have to be mindful of previous setbacks and how they reflect on your credit. If your personal credit score is already so low, you may have even more difficulty securing the funds for your business venture. Thankfully, there are ways around personal credit problems.
28 September 2015
If you need a short term loan and you have bad credit, you may find you have a difficult time. Banks and traditional lenders are going to want to see that you have a history record of paying your debts on time. Showing a low credit score will make it difficult for you to prove your credit worthiness to them. Here is how you can go about getting a short term loan when you don't have the best credit.
24 September 2015
If you ever need a loan, you will likely have to pay off the amount you borrow over a series of months. This kind of loan, called an installment loan, is common when you buy a home, a car, or when you get a personal loan for financial needs. Paying off your loan every month can impose upon your finances if you don't have a plan in place to afford the extra dues each month.